Dear FNB – Is it something I did?
When we started the shop we opened up a business cheque account and decided to do it all with FNB because David does all his banking with them and they did seem to offer the best deal around for businesses.
We overlooked the fact that when we wanted our bond and we enquired with them they took about a month to get back to us – Nedbank had already given us approval by then. (This was with FNB’s twitter man RB Jacobs trying to help)
The opening of the cheque account was not without hassle – I had to make many follow up visits and phone calls to get everything confirmed but eventually it was done. One of our cards was printed incorrectly so we had to have it re-ordered but whatever – it happens.
Fast forward and while the service I have received has never been “WOW” it has been tolerable. There is always a 25-45 min wait in any branch I have been to but coming from a bank I know this is almost expected. So I let it go.
Then David’s cards got stolen in December a few days before we had to leave for Cape Town. The call centre agent refused to assist us in trying to get the cards before we left for CT (again RB Jacobs tried to help but couldn’t). Now I used to work in a department that made cards – I know that they can be made and delivered in 24hrs. We needed the credit card to be able to get our hire car – I dont have a credit card and we were basically using all Davids accounts – so for over a week we had no access to any money! It was a great start to our holiday.
Just before we left on holiday I applied for a Credit Card – one of the Steve adverts mentions something about 3 days to get a credit card – so realistically I was working on a week. Well after sitting in a branch for 42 minutes I was told that I needed to speak to my business banker. Great I thought – personalised service. This was around the 6/7 December. I sent through all the forms to my banker – who sent them back saying that the card division wanted the DATE on the form!!!! Ok fine. While in Cape Town on I followed up because I had heard nothing and it was no 10 days later. What do I get? An out of office from my banker. So I once again call in RB Jacobs – I then get a nice letter of apology and a phone call from someone saying they were working on it. I collected my card on the 6 January – so if you are applying for a credit card with FNB – there SLA is a month!
This brings me to my current issue – I need the credit card linked to my internet banking. I am a user on Davids profile and have access to all our business accounts. It works well. So I asked my banker, she refers me to their card division. Their card division links me to a business profile (??) I have no access to a business profile? So I escalate to Mr Jacobs – another letter from the FNB CEO promising resolution.
It is now the 28 January – I first made the query on the 9/10 January – and I am sitting looking at a form I was sent by my banker that asks me to assign nominees to my accounts etc etc – it is 8 pages of documents that appear to have no relevance to what I want done.
I am now fucking gatvol! ALL I WANT IS TO BE ABLE TO ACCESS THE DAM CREDIT CARD ON MY INTERNET PROFILE. HOW HARD CAN THAT BE???????? The cheque account was done quickly with no forms needing to be completed.
Seriously FNB – is it because I used to work for a rival bank that you feel it neccessary to treat me like crap? Or is it because in R value I am not worth the effort?
Despite your crap service I STILL recommended you to a friend because your product is good. Your technical people have an understanding of what people what but your service people SUCK. You will only get by on the product for so long. Because I am one more email saying “phone this person” away from moving my business accounts somewhere else.









